NounSingular finance Plural finances finance (plural finances)
From Wiktionary under the GNU Free Documentation License. Finance is the science of funds management. The general areas of finance are business finance, personal finance, and public finance. Finance includes saving money and often includes lending money. The field of finance deals with the concepts of time, money and risk and how they are interrelated. It also deals with how money is spent and budgeted. Finance works most basically through individuals and business organizations depositing money in a bank. The bank then lends the money out to other individuals or corporations for consumption or investment, and charges interest on the loans. Loans have become increasingly packaged for resale, meaning that an investor buys the loan (debt) from a bank or directly from a corporation. Bonds are debt instruments sold to investors for organisations such as companies, governments or charities . The investor can then hold the debt and collect the interest or sell the debt on a secondary market. Banks are the main facilitators of funding through the provision of credit, although private equity, mutual funds, hedge funds, and other organizations have become important as they invest in various forms of debt. Financial assets, known as investments, are financially managed with careful attention to financial risk management to control financial risk. Financial instruments allow many forms of securitized assets to be traded on securities exchanges such as stock exchanges, including debt such as bonds as well as equity in publicly-traded corporations. Central banks, such as the Federal Reserve System banks in the United States and Bank of England in the United Kingdom, are strong players in public finance, acting as lenders of last resort as well as strong influences on monetary and credit conditions in the economy. From Wikipedia under the
GNU Free Documentation License What type of job I can get with a Bachelor of Science in Finances? (B.S. Finance)? Q. I m heading toward the field of finances. I was wondering what type of jobs I end up with. I also would like to know if this degree has more or less value then Bachelor of Business Administration (B.B.A)? Asked by Jack - Thu Jun 12 00:39:29 2008 - - 2 Answers - 0 Comments A. Bankers, Investment Bankers, Stock Brokers, Mutual Fund Managers, Financial Advisors, Financial Planners, Risk Managers, Financial Analysts ... Pretty much anything that has to do with money. Do well, and you can make it all the way to CFO (Chief Financial Officer), and more. Answered by John Bradley - Thu Jun 12 00:44:43 2008 In Finances, what s the most important principle or concept that is used when making decisions? Q. This is for a business Finance class. Only this question remains please some help. Asked by kurosaki_frank - Tue Oct 30 00:35:47 2007 - - 1 Answers - 0 Comments How do people that finance homes make money?
Q. When someone finances a home for someone... how does the financer make money? Asked by Gordon - Thu Feb 21 10:52:56 2008 - - 11 Answers - 0 Comments A. There are numerous ways that people who finance homes make money. First, they may directly finance the home as either the owner of the real estate to be sold or as a direct private lender who lends to a buyer to buy someone else's real estate. If they are the owner, they make money 1) on the sale price of the home, 2) on the interest payments spread over 10-30 years, and 3) on the "seller's financing premium." The theory behind the seller's financing premium is that you can get a higher price when, as a seller, you finance the sale of your own property, because people who buy AND finance from the seller tend to be people with poor credit who have gotten desperate about getting a loan. Many local mortgage companies also lend money… [cont.] Answered by drjj1967 - Thu Feb 21 11:07:48 2008 From Yahoo Answer Search: "finances"
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